Be a safe driver with clean records and have safe driver discounts. Generally, it rewards the policyholder who carried a claims-free and violations-free record for a certain number of years. Be a safe driver with clean records and have safe driver discounts. Generally, it rewards the policyholder who carried a claims-free and violations-free record for a certain number of years. Be a safe driver with clean records and have safe driver discounts. Generally, it rewards the policyholder who carried a claims-free and violations-free record for a certain number of years. Be a safe driver with clean records and have safe driver discounts. Generally, it rewards the policyholder who carried a claims-free and violations-free record for a certain number of years.